More options, more access for your financial needs.

Save more, access credit, make payments and buy assets.

Enjoy 5 - 15% interest on your flexible savings

Create a free account

Last mile reach, financial access and inclusiveness

We’ve got you covered whether you are offline or online
Government, organizations and individuals can easily extend financial services to the unbanked.
Don’t just keep your cash at home, go digital with Alaajo.
More efficiency in thrift contribution and financial recording.

Our Solutions


Goal saver - Create custom saving plans for yourself and meet your financial goals.

Peer saver - Save money along side friends and peers through rotary contributions (Ajo/Akawo) or join a savings challenge.

Bullion - Save money in bulk and earn more.


Peer to peer lending - Borrow and lend money easily from/to friends, family and peers while building your credit score.

CreditMine - Get small business loans from Alaajo and other lending organizations (Up to 500,000).


Transfers - Send and receive money from Alaajo users or send money to a bank account

Deposit - Make cash deposits through our agents and thrift collectors in your neighborhood

Start your financial journey in less than 3 minutes!

For online users

Enter and verify your email address using an OTP sent to you.


Fill in your name, phone number and create a secure password.


Start saving and lending

For offline users
  • Our agents in your neighborhood will create an account for you in less than 3 minutes with your name and phone number.
  • Your funds are held by licensed financial partners and your transactions are secured by top bank grade security